I might actually consider it, but 1) how much stock can $1000 measly dollars buy me? Seriously, I don't know, and if it wouldn't be significant, why should I bother, I don't think it would change my financial position, it would be like having a passbook savings with $1000.00 in it, CHUMP CHANGE! What I am referring to is major stock holders with millions and billions invested, not the average middle class working person who has managed to put together some modest stocks. And 2) Usually by the time I get my refund, I have, car repairs, home repairs, credit cards to pay, or other various and sundry financial obligations that preclude me from putting that money aside, as I truly would like to try to do!

Sincerely though, thank you for your suggestion, it is something to think about.

Regards,

Jim